MORTGAGE INSPECTION SERVICE

 The number one service in the United States designed to make certain a homeowner wishing to refinance,
 or a home buyer wishing to purchase is not overcharged by their mortgage lender or bank 

 

Call Now!
866 714-6466

Home        Our Service       About Us       Resource Center       Contact Us    



 

 

     Resource Center
           
            Here is a link to
            National Mortgage Lenders
            we recommend for being fair and honest.
 
            Honest Mortgage Lenders
 
           
Don't Finance Or Refinance Your Home Without Our Mortgage Document Inspection & Review - Don't Get Cheated or Overcharged.  Click here for Press Release.

PRESS RELEASE


 
 

 
 
 
 
 
 
 
Mortgage Inspection Service Now Offers An Upgraded Home Loan Inspection Focused On The Best Interest Rate And Mortgage Fees--Designed To Save The Borrower Money

The Mortgage Inspection Service believes the average home buyer, or homeowner involved in a refinance get hit with hundreds of dollars in junk mortgage fees, and potentially tens of thousands of dollars in mortgage overpayments because the borrower did not get the best possible available interest rate. The Mortgage Inspection Service is urging homeowners about to refinance, or homeowners on the verge of closing on a residential home loan to call them at 866-714-6466, and take advantage of their very affordable upgraded mortgage inspection service. http://MortgageInspectionService.Com

December 15, 2014

The Mortgage Inspection Service is now offering a upgraded mortgage inspection for individuals about to close on a home loan, or for a homeowner about to refinance their mortgage with the goal being they do not get stuck with junk mortgage fees, that could be hundreds, or over a thousand dollars. The Service's mortgage inspection focuses in on making certain the consumer really is getting the best possible mortgage interest rate, and the best mortgage product.

The Mortgage Inspection Service is urging home buyers, or homeowners in the process of refinancing a home loan who want to make certain they really are getting the best possible interest rates, and fees to use their inspection service. For more information a home buyer, or homeowner can call the Mortgage Inspection Service anytime at 866-714-6466http://MortgageInspectionService.Com

The Mortgage Inspection Service says, "Our mortgage inspection report closely examines the fees being charged to the consumer, and we pay particular attention to the interest rate being charged. Why is the interest rate being charged such a big deal?

"Lets take the example of a $200,000 30 year fixed rate mortgage with a interest rate of 4.25%. The monthly mortgage payment for principal, and interest would be $938.88. If we increase the interest rate to 4.5% the monthly mortgage payment would be $1013.37. The difference in the monthly mortgage payment would be $74.49, or $893.88 per year. If you run this $893.88 over the life of the thirty year loan it's $26,816.40. This is why we pay such close attention to the proposed interest rate being charged on a mortgage."

The Mortgage Inspection Service is designed for home buyers, or homeowners nationwide with good to great credit. The Service's inspection is for conventional mortgages only. They do not do FHA, or VA mortgages. If a individual wants peace of mind that they are not being overcharged on a home loan, or refinance they should take advantage of the Mortgage Inspection Service's inspection.

The typical turnaround time for the inspection report is 48 hours or less, and this service is available for consumers in all states including New York, California, Florida, Texas, Illinois, Washington, Massachusetts, Arizona, Ohio, Georgia, New Mexico, Maryland, etc.

For more information home buyers or homeowners about to refinance are urged to contact the Mortgage Inspection Service at866-714-6466 for their unsurpassed service. http://MortgageInspectionService.Com 


 

Mortgage Inspection Service Urges Homeowners About to Refinance Their Loan to Avoid Being Overcharged or Getting Stuck with Inflated Interest Rates by Using Their Service

Wednesday, September 21, 2011

With mortgage interest rates at near historic lows, the Mortgage Inspection Service is urging all U.S. homeowners on the verge of refinancing their home, to not get duped by junk mortgage fees, and or inflated interest rates, that could needlessly cost them thousands of dollars up front, or down the road. The Mortgage Inspection service says, "We have the best interest rate environment in decades, for financing, or refinancing a home, but we also have lenders resorting to junk mortgage fees, or slightly inflated interest rates, in order to make as much money as possible on each mortgage transaction they do. If you are about to refinance your home, our unique mortgage inspection service, is designed to expose all potential junk mortgage fees, or slightly inflated interest rates, and or give a homeowner peace of mind about their proposed mortgage transaction, all in a written report. Ours is the only service of its type in the nation, and our service has been featured in Money Magazine, Good Housekeeping Magazine, and Newsweek Magazine." Homeowners, or consumers wishing more information can contact the Mortgage Inspection Service anytime at 866-714-6466, or they can contact the group via its web site at http://MortgageInspectionService.Com

(PRWEB) September 21, 2011

The Mortgage Inspection Service is the premier mortgage inspection service for homeowners about to refinance their mortgage in the United States. The group is urging homeowners on the verge of refinancing, or financing a home to allow them to do a full mortgage document review, and report on their home refinance, or home loan in the hopes they can save the borrower hundreds, to thousands of dollars, up front, or over the life of the mortgage. The Mortgage Inspection Service says, "If a homeowner really wants peace of mind on their mortgage transaction, or their home loan refinance, no one goes after junk mortgage fees more than we do, and we put it in writing. We are also obsessed with making certain the homeowner gets the lowest possible interest rate on the new mortgage. Most of the time our mortgage document review, and inspection pays for itself many times over. If a homeowner really wants to make certain they are getting the best possible pricing, or fees, on their mortgage, we are urging them to use our mortgage document inspection, and report." For more information homeowners can call Americas Watchdog's Mortgage Inspection Service anytime at 866-714-6466, or they can contact the group via their web site at http://MortgageInspectionService.Com

 

 

Mortgage Inspection Service Urges All US homeowners About to Refinance to Use Their Mortgage Inspection Review to Avoid Junk Mortgage Fees or Inflated Interest Rates

Monday, September 12, 2011

The Mortgage Inspection Service is urging any homeowner on the verge of refinancing, or any individual about to finance a home purchase to use their Mortgage Document Inspection Service, before they close on any type of refinance, or home mortgage loan. The group says, "We typically save people hundreds, to thousands of dollars, by alerting them to junk mortgage fees, we are hawks on making certain the homeowner gets the lowest possible interest rate, and we do everything possible to make sure the homeowner is getting the best possible mortgage product for themselves. There is no other service like ours in the United States." To learn more about this unique, invaluable and very credible mortgage document inspection service, please feel free to call the Mortgage Inspection Service anytime at 866-714-6466, or visit their web site at http://MortgageInspectionService.Com

(PRWEB) September 12, 2011

The Mortgage Inspection Service's Mortgage Document Inspection Service is actually a comprehensive written review of a proposed refinance, or mortgage, that offers an analysis of the suitability of the type of mortgage product being suggested, the interest rate being offered, and the fees being charged by the lender, or bank. There is no other comparable report being offered in the United States for homeowners wishing to make certain they are not being gouged, or overcharged on a refinance, or home purchase mortgage, by a bank, or mortgage lender. The cost for the proposed refinance, or mortgage review, and report is $95, and the mortgage document audit typically saves the average US consumer about to finance or refinance a home hundreds, if not thousands of dollars. The Mortgage Inspection Service provides a homeowner about to finance or refinance a home with a narrative written report detailing what mortgage fees are legitimate, and or what mortgage fees are junk or unwarranted charges. For more information about the Mortgage Inspection Service please call 866-714-6466, or visit the group's web site at http://MortgageInspectionService.Com

The Mortgage Inspection Service says, "Over the years we have saved thousands of consumers hundreds, if not thousands of dollars on the vast majority of mortgage document inspections, and review reports we have done." The group says, "The only reason we do a consumer mortgage document inspection, and review before a refinance, or home loan finance, is to save consumers money, prevent them from being cheated, or if its a fairly priced mortgage give them peace of mind about what they are getting. There is no comparable mortgage document inspection service available in the United States, and we think anyone about to finance, or refinance should use our service." http://MortgageInspectionService.Com

What does the Mortgage Inspection Service mortgage document inspection & review report include?

  • The written report and review will focus in on if the home loan borrower or homeowner about to refinance is getting a fair interest rate.
  • The mortgage document review report will analyze the interest rate and the mortgage product being offered to the consumer to make certain they are getting the best possible mortgage rate.
  • The report will focus in on the fees being charged by the bank or mortgage broker.
  • The report will focus in on the title insurance or escrow costs.
  • The written mortgage document review uses the Good Faith Estimate the borrower gets before closing as the platform for its review.
  • The cost of the written report is $95, and the turn around time from start to finish is typically 48 hours or less. For more information a consumer or interested party can call the Mortgage Inspection Service anytime at 866-714-6466 or visit their web site at http://MortgageInspectionService.Com

Credibility Matters: Americas Watchdog & or its Mortgage Inspection Service have been featured on CNN, CBS, NPR, and in Newsweek Magazine, Money Magazine, The Wall Street Journal, The New York Times, The Los Angeles Times, Good Housekeeping Magazine, CBS Market Watch, The Daily Telegraph of London, and numerous other national or international publications. For more information about the Mortgage Inspection Service anyone can call the group at 866-714-6466 or visit their web site at http://MortgageInspectionService.Com

Note from The Mortgage Inspection Service: Realtors, real estate agents, financial planners, tax professionals, HR Managers, and or corporate relocation firms are encouraged to provide a link to the Mortgage Inspection Service on their web sites. http://MortgageInspectionService.Com

 

American Banking News 

 

Mortgage Inspection Service Offers A Vital Mortgage Document Review So That Individuals About To Refinance Or Finance Do Not Get Overcharged

 

The Mortgage Inspection Service is urging any US homeowner on the verge of refinancing, or any individual about to finance a home purchase to use their Mortgage Document Inspection Service, before they close on the mortgage loan. The group says, "We are one of the most quoted sources in the United States on predatory mortgage lending, and mortgage fee abuse, and if you are about to finance, or refinance your home, you really should use our Mortgage Document Inspection Service. Our vital service is not just about peace of mind for a consumer, more often than not we save the average consumer hundreds of dollars, or more." To learn more about this unique and invaluable mortgage document inspection service, feel free to call the Mortgage Inspection Service anytime at 866-714-6466, or visit their web site at http://MortgageInspectionService.Com

(PRWEB) August 01, 2011

The Mortgage Inspection Service is a vital mortgage document review and inspection service, designed for any homeowner about to refinance, or any individual about to purchase a home. The group’s Mortgage Document Inspection Service is actually a comprehensive written review of a proposed mortgage that offers a written analysis of the suitability of the type of mortgage product being offered, the interest rate being offered, and the fees being charged by the lender, or bank. The cost for the proposed refinance, or mortgage review, and report is $95, and the mortgage document audit typically saves the average US consumer about to finance or refinance a home hundreds, if not thousands of dollars. The Mortgage Inspection Service provides a homeowner about to finance or refinance a home with a narrative report detailing what mortgage fees are legitimate, and or what mortgage fees are junk or unwarranted charges. Homeowners about to refinance, individuals about to buy a home, or family or friends are encouraged to share this press release with their loved ones. For more information about the Mortgage Inspection Service please call 866-714-6466, or visit their web site at http://MortgageInspectionService.Com

The Mortgage Inspection Service says, “Over the years we have saved thousands of consumers hundreds,if not thousands of dollars on each report we have done. There is no service even close to the Mortgage Inspection Service in the US.” The group says, “The only reason we do a consumer mortgage document inspection and review before a refinance or home loan finance, is to save consumers money and or to prevent them from being cheated.”

What does the Mortgage Inspection Service mortgage document inspection & review report include?

  • The written report and review will focus in on if the home loan borrower or homeowner about to refinance is getting a fair interest rate.
  • The mortgage document review report will analyze the interest rate and the mortgage product being offered to the consumer to make certain they are getting the best possible mortgage rate.
  • The report will focus in on the fees being charged by the bank or mortgage broker.
  • The report will focus in on the title insurance or escrow costs.
  • The written mortgage document review uses the Good Faith Estimate the borrower gets before closing as the platform for its review.
  • The cost of the report is $95 and the turn around time from start to finish is typically 48 hours or less. For more information a consumer or interested party can call the Mortgage Inspection Service anytime at 866-714-6466 or visit their web site at http://MortgageInspectionService.Com
Credibility Matters: Americas Watchdog & or its Mortgage Inspection Service have been featured on CNN, CBS, NPR, and in Newsweek Magazine, Money Magazine, The Wall Street Journal, The New York Times, The Los Angeles Times, Good Housekeeping Magazine, CBS Market Watch, The Daily Telegraph of London, and numerous other national or international publications. For more information about the Mortgage Inspection Service anyone can call the group at 866-714-6466 or visit their web site at http://MortgageInspectionService.Com
 

 

logo

The National Mortgage Complaint Center Warns 80 Percent Of All USA Homewners Are Overpaying Their Property Taxes

- The National Mortgage Complaint Center is one of the most quoted sources in the United States on predatory mortgage lending issues, or mortgage issues in general. The group is saying, 'we fear over 80% of all US homeowners are paying too much on their property taxes. With the dramatic US residential real estate devaluations we have all seen in the last three years, most US homeowners could be paying 25% to 35%, or more on their property taxes, than they should be.' For more information please contact the National Mortgage Complaint Center at 866-714-6466, or contact the group via its web site at Http://NationalMortgageComplaintCenter.Com

According to the National Mortgage Complaint Center,' if a homeowner feels like he/she/they are paying higher property taxes than are realistic in today's US real estate market, they need to contact their County, or in rare instances their City & County tax assessors office, and get the forms required to appeal their property taxes-at the same time they should check to see what the assessor says the home is worth, or check the tax statement.' The group says, 'hint, most of you are paying 25% to 35% more than you should be. In all likelihood you will be required to get an appraisal from an approved, or licensed appraisal firm, & the homeowner may have to appear before a hearing examiner, or county tax assessors board, to get your appeal approved.' But the group says, 'we think its worth the effort, because the savings could be in the hundreds, if not thousands of dollars, for an average US homeowner.' For more information please feel free to call the National Mortgage Complaint Center at 866-714-6466, or contact the group via its web site at Http://NationalMortgageComplaintCenter.Com

Note: Typically an appraisal from a licensed appraisal firm will cost between $350 to $450. The price varies in each state, or metro area.

The National Mortgage Complaint Center is also saying, 'for the 100,000+ homeowners living in homes with confirmed toxic Chinese drywall in Florida, Mississippi, Louisiana, Alabama, Mississippi, Texas, Virginia, Georgia, North Carolina, or South Carolina, your actual home is probably worth zero. The land may be the only thing of value. You should all appeal your current property tax bills.' For more information contact the Chinese Drywall Complaint Center at 866-714-6466, or contact the group via their web site at Http://ChineseDrywallComplaintCenter.Com

The National Mortgage Complaint Center is saying, 'these are really tough times, the government is really great at taking your money, but they rarely say, we overcharged you, here's a refund. Please don't get over charged on your property taxes.' The National Mortgage Complaint Center has always been about consumer protection. Http://NationalMortgageComplaintCenter.Com

 

 

International Business Times 

 

The National Mortgage Complaint Center is Warning All US Homeowners About Mortgages, Foreclosure Scams and the Future

Americas Watchdog's National Mortgage Complaint Center is warning all existing US homeowners about a seemingly endless amount of new mortgage scams, or schemes, designed to do little more than separate homeowners from their hard earned money. The group is saying, "while we do believe interest rates are going up, and homeowners with really good credit, and actual equity in their home should refinance, if they are paying more than 6% on their existing mortgage; don't fall for some telemarketing scam artist saying you have just qualified for a home loan, or a unsolicited mailer saying you are qualified for a new home loan." The National Mortgage Complaint Center is also saying, "for those of you in foreclosure, don't fall for one of theses scam foreclosure TV ads talking about President Obama, or saying they can help you with a bank. If you call these frauds, the first thing out of their mouth will be, send us $3000 to $5000, and we will try to get you some help." For more information please contact the National Mortgage Complaint Center at 866-714-6466, or contact the group via its web site at Http://NationalMortgageComplaintCenter.Com

(PRWEB) October 30, 2009 -- Americas Watchdog's National Mortgage Complaint Center is one of the most quoted sources in the US related to predatory mortgage lending. The group is warning all US homeowners about new mortgage scams that include everything from loan modifications, to loan foreclosures, and/or mortgage firms that are trying to refinance homeowners via telemarketing, or phony mailers that were not solicited by the consumer. The group is saying, "a TV commercial comes on with a picture of President Obama, and says we can help you. The part they forgot to say is, we may, or may not be able to help you, but before we talk, we need $3000 to $5000 from you up front. Don't do it." The National Mortgage Complaint Center is saying, "if you owe more than more than 20%, than your home is actually worth in today's actual real estate market, you are toast. You will not get refinanced, the best you can hope for is a forbearance agreement from your bank." The National Mortgage Complaint Center is all about protecting homeowners, or consumers from con job mortgage lenders, and or flim flam foreclosure/loan modification scams. For more information please contact the National Mortgage Complaint Center at 866-714-6466, or contact the group via its web site at Http://NationalMortgageComplaintCenter.Com


Question: Are These Loan Modification, Or Foreclosure TV Ads For Real?


Answer: The National Mortgage Complaint Center is saying, "we do not think these slick TV ads on loan modifications or foreclosures are anything but one more way to take a homeowners money, before they are forced out of their home." The group is saying, "if a homeowner in a foreclosure bind really wants help, call your state bar association, to find out what law firms are qualified to actually help people craft a forbearance agreement, or loan modification." The group is also saying, "we are very annoyed with one or two of these so called loan modification web sites as they appear to have duplicated our own web site. We actually have been written about in Money Magazine, Newsweek Magazine, The Wall Street Journal, CBS Market Watch, Good Housekeeping Magazine, and the New York Times. We see no proof one article has ever focused on one of these so called loan modification firms." For more information please call the National Mortgage Complaint Center at 866-714-6466, or contact the group via its web site at Http://NationalMortgageComplaintCenter.Com.

 


Question: Is Now A Good Time To Refinance?

 


Answer: Yes. According to the National Mortgage Complaint Center, "because of mindless federal bailouts we could see much higher interest rates in the near future. We are strongly recommending that any existing homeowner with a FICO score of 750 or better, and actual equity in their home, refinance right now, if they are paying more than 6% on their current mortgage." The group says, "within a year the Federal Reserve may be forced to dramatically raise interest rates out of fear of their ridiculous bailouts have cause inflation, or hyper inflation. If you are looking for honest mortgage lenders we recommend American Interbanc, The James B Nutter Company, or Bank of America." For more information please contact the National Mortgage Complaint Center at 866-714-6466, or contact the group via its web site at Http://NationalMortgageComplaintCenter.Com.

 


Question: Does The National Mortgage Complaint Center Services For Homeowners In Foreclosure, or needing a loan modification?

 


Answer: No. The National Mortgage Complaint Center does not offer foreclosure or loan modification services to consumers. However, the National Mortgage Complaint Center will offer inspection services to actual lawyers or law firms with actual predatory mortgage lending issues. Lawyers are always welcome to call the National Mortgage Complaint Center for analysis of possible predatory mortgage lending problems. For more information actual lawyers can call the National Mortgage Complaint Center anytime at 866-714-6466, or contact the group via its web site at Http://NationalMortgageComplaintCenter.Com.

 


Question: Does The National Mortgage Complaint Center Offer A Necessary Service For All Homeowners?

 


Answer: Yes. The National Mortgage Complaint Center offers a mortgage document inspection for $75, for any consumer who is about to finance, or refinance their home. The mortgage document inspection includes, a narrative report that looks at possible junk mortgage fees, inflated interest rates, junk title insurance fees and/or other issues involving the mortgage lender overcharging the consumer. The group says, "any consumer or homeowner about to finance or refinance their home should utilize our very unique mortgage inspection to make certain they are not being over charged, or gouged by their mortgage broker, or bank." For more information please contact the National Mortgage Complaint Center at 866-714-6466, or contact the group via its web site at Http://NationalMortgageComplaintCenter.Com.

 


The group says, "every honest real estate agent should have the National Mortgage Complaint Center linked to their web site. Our mortgage inspection service will insure their client gets treated fairly by a mortgage lender."

 


The National Mortgage C

The National Mortgage Complaint Center is Warning All US Homeowners About Mortgages, Foreclosure Scams and the Future


Posted 30 October 2009 @ 03:26 am ET

 

 

Americas Watchdog's National Mortgage Complaint Center is warning all existing US homeowners about a seemingly endless amount of new mortgage scams, or schemes, designed to do little more than separate homeowners from their hard earned money. The group is saying, "while we do believe interest rates are going up, and homeowners with really good credit, and actual equity in their home should refinance, if they are paying more than 6% on their existing mortgage; don't fall for some telemarketing scam artist saying you have just qualified for a home loan, or a unsolicited mailer saying you are qualified for a new home loan." The National Mortgage Complaint Center is also saying, "for those of you in foreclosure, don't fall for one of theses scam foreclosure TV ads talking about President Obama, or saying they can help you with a bank. If you call these frauds, the first thing out of their mouth will be, send us $3000 to $5000, and we will try to get you some help." For more information please contact the National Mortgage Complaint Center at 866-714-6466, or contact the group via its web site at Http://NationalMortgageComplaintCenter.Com

(PRWEB) October 30, 2009 -- Americas Watchdog's National Mortgage Complaint Center is one of the most quoted sources in the US related to predatory mortgage lending. The group is warning all US homeowners about new mortgage scams that include everything from loan modifications, to loan foreclosures, and/or mortgage firms that are trying to refinance homeowners via telemarketing, or phony mailers that were not solicited by the consumer. The group is saying, "a TV commercial comes on with a picture of President Obama, and says we can help you. The part they forgot to say is, we may, or may not be able to help you, but before we talk, we need $3000 to $5000 from you up front. Don't do it." The National Mortgage Complaint Center is saying, "if you owe more than more than 20%, than your home is actually worth in today's actual real estate market, you are toast. You will not get refinanced, the best you can hope for is a forbearance agreement from your bank." The National Mortgage Complaint Center is all about protecting homeowners, or consumers from con job mortgage lenders, and or flim flam foreclosure/loan modification scams. For more information please contact the National Mortgage Complaint Center at 866-714-6466, or contact the group via its web site at Http://NationalMortgageComplaintCenter.Com.

 

 

 


Question: Are These Loan Modification, Or Foreclosure TV Ads For Real?

 


Answer: The National Mortgage Complaint Center is saying, "we do not think these slick TV ads on loan modifications or foreclosures are anything but one more way to take a homeowners money, before they are forced out of their home." The group is saying, "if a homeowner in a foreclosure bind really wants help, call your state bar association, to find out what law firms are qualified to actually help people craft a forbearance agreement, or loan modification." The group is also saying, "we are very annoyed with one or two of these so called loan modification web sites as they appear to have duplicated our own web site. We actually have been written about in Money Magazine, Newsweek Magazine, The Wall Street Journal, CBS Market Watch, Good Housekeeping Magazine, and the New York Times. We see no proof one article has ever focused on one of these so called loan modification firms." For more information please call the National Mortgage Complaint Center at 866-714-6466, or contact the group via its web site at Http://NationalMortgageComplaintCenter.Com.

 


Question: Is Now A Good Time To Refinance?

 


Answer: Yes. According to the National Mortgage Complaint Center, "because of mindless federal bailouts we could see much higher interest rates in the near future. We are strongly recommending that any existing homeowner with a FICO score of 750 or better, and actual equity in their home, refinance right now, if they are paying more than 6% on their current mortgage." The group says, "within a year the Federal Reserve may be forced to dramatically raise interest rates out of fear of their ridiculous bailouts have cause inflation, or hyper inflation. If you are looking for honest mortgage lenders we recommend American Interbanc, The James B Nutter Company, or Bank of America." For more information please contact the National Mortgage Complaint Center at 866-714-6466, or contact the group via its web site at Http://NationalMortgageComplaintCenter.Com.

 


Question: Does The National Mortgage Complaint Center Services For Homeowners In Foreclosure, or needing a loan modification?

 


Answer: No. The National Mortgage Complaint Center does not offer foreclosure or loan modification services to consumers. However, the National Mortgage Complaint Center will offer inspection services to actual lawyers or law firms with actual predatory mortgage lending issues. Lawyers are always welcome to call the National Mortgage Complaint Center for analysis of possible predatory mortgage lending problems. For more information actual lawyers can call the National Mortgage Complaint Center anytime at 866-714-6466, or contact the group via its web site at Http://NationalMortgageComplaintCenter.Com.

 


Question: Does The National Mortgage Complaint Center Offer A Necessary Service For All Homeowners?

 


Answer: Yes. The National Mortgage Complaint Center offers a mortgage document inspection for $75, for any consumer who is about to finance, or refinance their home. The mortgage document inspection includes, a narrative report that looks at possible junk mortgage fees, inflated interest rates, junk title insurance fees and/or other issues involving the mortgage lender overcharging the consumer. The group says, "any consumer or homeowner about to finance or refinance their home should utilize our very unique mortgage inspection to make certain they are not being over charged, or gouged by their mortgage broker, or bank." For more information please contact the National Mortgage Complaint Center at 866-714-6466, or contact the group via its web site at Http://NationalMortgageComplaintCenter.Com.

 


The group says, "every honest real estate agent should have the National Mortgage Complaint Center linked to their web site. Our mortgage inspection service will insure their client gets treated fairly by a mortgage lender."

 

 




 

The National Mortgage Complaint Center Wants To Team Up With Actual Law Firms To Assist Homeowners With Loan Modifications and Foreclosures

According to the National Mortgage Complaint Center, "the Internet, TV and radio are filled with groups offering to do loan modifications or save a homeowner from foreclosure. There is one slight problem -- typically these are not actual law firms; more often than not, these groups are schemers trying to bilk a homeowner one last time, before they lose their home." The group says, "there will be record numbers of foreclosures in 2009 and 2010 and we want to create a list, to be posted on our web site, of actual law firms in each state that actually have the ability to assist a homeowners facing foreclosure." For more information law firms with a real estate, consumer or bankruptcy practice should call the National Mortgage Complaint Center at 866-714-6466, or contact the group via its web site at Http://NationalMortgageComplaintCenter.Com.

(PRWEB) June 22, 2009 -- The National Mortgage Center is one of the most quoted sources in the US on predatory mortgage lending and the group is initiating a campaign to list real law firms on its web site, in order to get real help for homeowners needing a loan modification, or foreclosure assistance, in each US State. The group is saying, "we are sick and tired of the phony TV ads, the misleading radio commercials, and the fraudulent web sites, offering loan modifications, and/or foreclosure relief from non attorneys. We want to put an end to this by listing real attorneys or law firms in each state that actually have the ability to assist consumers with loan modifications and/or foreclosures." For more information, lawyers or law firms that have a practice area in real estate, foreclosures, bankruptcy, or short sales should contact the National Mortgage Complaint Center at 866-714-6466, or contact the group via its web site at Http://NationalMortgageComplaintCenter.Com.

 

 

 

From a credibility standpoint, the National Mortgage Complaint Center actually has been featured on CNN, NPR, or in Newsweek Magazine, Money Magazine, the Wall Street Journal, Good Housekeeping Magazine, CNN Money, The Los Angeles Times (As The Good Watchdog), CBS Market Watch, and numerous other publications. According to the group, "we expect the 2009 and 2010 foreclosure situation to get worse, and we need real attorneys or law firms to help these people." For more information law firms or attorneys can contact the National Mortgage Complaint Center at 866-714-6466, or contact the group via its web site at Http://NationalMortgageComplaintCenter.Com.

 

According to the National Mortgage Complaint Center, "we want to put the phonies out of business; we intend to list attorneys or law firms in each state that have the proper skill sets to help homeowners with mortgage or foreclosure issues, and we will do weekly press releases for years to make sure consumers in their state know where to go or how to get help. The group will allow no more than two law firms in each state to participate; this initiative is based on first come, first come, first serve, and its intent is to really get some help for homeowners in what could be the worst mess of their life. The cost for participation is $425 for a law firm, and the law firm must be based in the state it offers the foreclosure, loan modification, bankruptcy law, or short sale assistance. For more information law firms that specialize in real estate law, bankruptcy law, foreclosures, short sales, or consumer law should contact the National Mortgage Complaint Center at 866-714-6466, or contact the group at its web site at Http://NationalMortgageComplaintCenter.Com.

 

If a real estate professional or law firm knows of a colleague with these specialties, please share this press release with them.

Americas Watchdog Wants To Talk With Countrywide and Washington Mutual Employees About Loan Serving Practices

PRWeb

Posted: 2008-11-17 02:05:00

Americas Watchdog and its National Mortgage Complaint Center enlarging the scope of its national investigation of the loan servicing practices of Washington Mutual, Countrywide Home Loans and other mortgage loan servicers, that might be engaged in anti consumer practices in their mortgage loan servicing. Both Washington Mutual and Countrywide Home Loans are the subjects of numerous class actions and federal/state investigations. If a current or former employee of Washington Mutual, Countrywide Home Loans or other mortgage servicing firms have specific information about anti-consumer practices related to home mortgage servicing, the National Mortgage Complaint Center would like to hear from them. Individuals with specific information can call the National Mortgage Complaint Center anytime at 866-714-6466 or visit their web site at http://NationalMortgageComplaintCenter.com

(PRWEB) November 17, 2008 -- Americas Watchdog's National Mortgage Complaint Center is intensifying the scope of its national investigation of Washington Mutual & Countrywide Home Loans mortgage servicing practices. According to Americas Watchdog, "we want to hear from current or former employees who have specific information about loan servicing practices that may take advantage of borrowers, or put borrowers at risk." Individuals with specific information should call the National Mortgage Complaint Center at 866-714-6466 or visit their web site at http://NationalMortgageComplaintCenter.com



 

The National Mortgage Complaint Center wants to hear from former Washington Mutual, Countrywide, or other home loan mortgage servicing companies with specific information about the following:

 

  • Overcharging borrowers for fees and expenses.

  • Basing charges on estimated rather than actual fees and expenses.

  • Possible misapplication of the borrowers mortgage payment, resulting with the borrower showing late when in fact they were current.

  • Possible misapplication of the homeowners reserve payment for taxes and insurance, that results in a borrower showing as late.

  • Possible intentional putting homeowners into forced placed insurance even though the borrower had a current homeowners insurance policy that was current.

  • Possible alteration and/or destruction of documents, including faxes from borrowers, that would demonstrate the borrower was current.


The National Mortgage Complaint Center has been investigating mortgage servicing practices for half a decade. According to Americas Watchdog, "if most Americans saw how bad mortgage servicing is in the US there would be a homeowners revolt. We think poor mortgage servicing abusive practices are widespread and we need to hear from courageous current or former employees to try to help millions of US homeowners, who may have been mistreated in the mortgage payment process." Individuals with specific information can call the National Mortgage Complaint Center anytime at 866-714-6466 or visit their web site at http://NationalMortgageComplaintCenter.com

 

Americas Watchdog & its National Mortgage Complaint Center are all about consumer protection and corporate responsibility.

###

 

 

 

Consumer Advocates Disclose the Yield Spread Premium Kick Back on Mortgages

RISMEDIA, Jan. 8, 2008-For the last four years Americas Watchdog has been vocal about double standards that exist in the U.S. mortgage industry. Because of these double standards, Americas Watchdog estimates that 9 out of 10 current U.S. homeowners pay a higher monthly mortgage payment than what they could have, or should have received when they financed or refinanced their home.

A “yield spread premium” is a kick back that banks or mortgage lenders receive for inflating a consumer’s interest rate on a home loan. According to Americas Watchdog, “mortgage brokers have to disclose this kickback to consumers, but banks and mortgage bankers are exempt from this disclosure requirement”. Also known as a rebate; according to Americas Watchdog, “yield spread premiums have a whole lot to do with the current US real estate disaster. Had U.S. consumers actually been able to see what their bank, or mortgage banker was making off their mortgage transaction, or how much it increased their monthly mortgage payment, most consumers never would have agreed to do the mortgage in the first place.”

According to Americas Watchdog and its National Mortgage Complaint Center, “the U.S. Congress and consecutive White House Administrations have failed to require banks, mortgage bankers and home builders to disclose the yield spread premium kick back, because these business groups are some of the largest campaign donors to members of Congress, the U.S. Senate, and consecutive White House Administrations”. Americas Watchdog added, “if most citizens want to know why we have an epic real estate disaster in the U.S., one needs look no further than Washington D.C. and an army of paid lobbyists to see how it happened”. Americas Watchdog went on to say, “Wall Street is also complicit in the U.S. mortgage disaster because most of the biggest investment bankers, and financial advisers sold US pension funds garbage mortgage loan portfolios, that now could literally bankrupt many of our nation’s pension funds.”

So how bad is the mortgage yield spread premium kick back issue? According to the National Mortgage Complaint Center, “it’s so bad that only 1 out of 100 consumers even know what it is. Even worse, on mortgage broker transactions, where the broker is required to disclose the yield spread premium kick back, only 2 percent of all consumers even know what it was, or how it affected their monthly mortgage payment.”

On mortgage loans or refinances from a bank or mortgage banker there is no requirement to even disclose the kickback, even though like mortgage brokers, they get these kick backs too. Americas Watchdog’s President estimates “the average U.S. homeowner pays about $125 more per month, because a bank, mortgage banker or home builder failed to mention that they received thousands of dollars for inflating an unsuspecting consumer’s interest rate over the best interest rates available. In the end an unsuspecting consumer simply ends up with a much higher monthly mortgage payment”.

So what immediate federal reforms are needed with respect to U.S mortgages/home loans?

1. Mortgage brokers, banks, mortgage bankers and home builders acting as mortgage lenders, should all be required to disclose to the consumer the yield spread premium kick back they are getting for inflating the borrowers interest rate, & what difference this will make in the borrowers monthly mortgage payment.

2. Banks, mortgage bankers and home builders acting as mortgage lenders should be required to disclose the “service release premium” (SRP) they get for selling a consumers mortgage to a loan servicer. A SRP is typically $1500 to $3000, and the home loan borrower should see this fee up front, in order to fully understand what the lender is actually making on the mortgage transaction.

3. According to the group, it should be illegal for banks, mortgage bankers or home builders to be set up phony title insurance companies, and then resell the title insurance policy to a title insurance company for pennies on the dollar. The National Mortgage Complaint Center has proof national home builders are deeply involved in this scheme.

According to the group, “it’s an election year and voters need to see how their Congress person or US Senator participated in this disaster. A bribe from special interest group is still a bribe, and millions of U.S. homeowners have been cheated, gouged and many may now lose their home.”

If a homeowner or home buyer intends to finance or refinance a home loan in 2008, the National Mortgage Complaint Center is encouraging all consumers to call its national toll free number for the name of a honest mortgage lender that can help them with a conventional, FHA or VA mortgage.

For more information, visit http://HomeOwnersConsumerCenter.com.

 

2005

Taking Out The Garbage-San Francisco Chronicle July 2005

TAKING OUT THE GARBAGE
The average mortgage borrower pays $1,250 in junk fees. Here's how to identify them -- and maybe not pay them at all By Lew Sichelman

Special to The Chronicle

Sunday, July 10, 2005

Most people facing surgery wouldn't go under the knife without first seeking a second opinion. After all, an operation can be a life-altering event.

Buying a house also is a major episode in people's lives. Often it is the largest investment most of us will ever make. And now there's a place you can turn to for a second opinion about your mortgage, another set of eyes to look over the lender's charges to make sure they are fair and reasonable -- before you sign on the dotted line.

Is such scrutiny necessary?

Absolutely, according to Thomas Martin of the National Mortgage Complaint Center in Seattle, who says borrowers pay $1,250 more on average in closing costs than necessary.

Martin, who has been reviewing loan documents for about a half-dozen years on behalf of consumers and class-action attorneys, says 3 out of every 4 borrowers are charged more than their loan officers had told them they would be.

"On an average day," he said, "I look at maybe 15 HUD-1s," the industry term for the government-proscribed form most lenders use to list the various settlement charges borrowers are required to pay. "Every time I think I've seen it all, a new trick or angle pops up, It's really discouraging."

Stephen O'Connor, vice president of government affairs at the Mortgage Bankers Association in Washington, would not dispute Martin's findings, saying that he couldn't comment until he reviewed the settlement sheets and "looked at all the factors."

But he did say the research "underscores the need" for the mortgage reform proposals long advocated by the Department of Housing and Urban Development.

"One of the reasons the White House is calling for a package of closing costs at a guaranteed price is so that consumers can shop fees as well as rates," he said. In the latest sample of 1,347 loans, Martin's Justice & Integrity Project found that the typical application fee was $177. Yet some borrowers were hit for as much a $650, almost four times the average.

Half of all borrowers also were charged a document preparation fee averaging $254. But in at least one instance, a borrower was charged $475. Also, 1 out of 3 borrowers was required to pay a funding fee, typically of $71. But Martin found at least one who paid $275, again almost four times the average.

Lenders have always padded their bottom lines to some degree with these and other junk, or garbage, fees. But everybody who should know better -- real estate agents and title representatives, in particular, but federal and state regulators, too -- has tended to look the other way. After all, nobody wants to be the one to blow the deal.

But during the past few years, Martin says, the degree to which borrowers have been cheated or overcharged with duplicative or needless fees has grown to epidemic proportions.

Because the flood of easy-to-originate refinance loans has all but dried up, he reasons, many lenders have been forced to try to squeeze every dollar they can out of consumers who seek more labor-intensive purchase-money mortgages.

"They're trying to make each deal more profitable to keep their doors open," Martin said.

To protect yourself, you should go over the good faith estimate of anticipated closing costs that your lender is required to give you within three days of applying for a mortgage. That is, if you get one.

Even though the good faith estimate is required by federal law, Martin's research has found that some don't see the document until a few days or hours before closing. Others don't see it until they sit down at the settlement table. Some have told him they never saw one at all.

In a yearlong study completed in 2004, Martin found that only 1 in 4 borrowers ever received this all-important document.

Unfortunately, the time to unearth overcharges and make sure you don't have to pay more than the going rate or perhaps not pay them at all is as soon after you receive your estimate as possible. So if you don't receive one within the allotted time limit, call your lender and demand that one be sent right away.

"Don't wait until closing day" to challenge unnecessary fees, Martin said. "That's what most people do. We all tend to put things off until the last minute. It's still not too late if you do -- if you are prepared to walk away from the deal.

"The problem is most folks show up at closing with the moving van already loaded, just itching to get into their new places, so waiting until the moment of truth is, indeed, too late."

If you don't feel competent to divine what's fair and what's not, Martin's firm will do it for you. For $35, the National Mortgage Complaint Center (www.americaswatchdog.com) will run your good faith estimate through its system and determine whether you are being overcharged and by how much.

Is it worth it? Jim Lowman of Baltimore says it is. The complaint center "was instrumental in helping me save over $2,000 in uncalled for mortgage fees before I closed on my loan," he said, "That $35 was the best investment I ever made."

Martin not only looks for duplicate and excessive fees, line by line, but also looks for terms and conditions you might not be aware of, such as prepayment penalties and undisclosed or hidden charges the lender that is funding your loan might be paying the mortgage broker that originates the loan.

These behind-the-back payments are known as yield-spread premiums. Of the 1,000-plus loans he studied in his most recent survey, 97 percent of the borrowers had no idea the broker received extra compensation, Martin says.


How to take out the garbage fees

Anyone who protests junk fees should do so in writing. A phone call won't do, warns Thomas Martin of the National Mortgage Complaint Center.

"Write a letter and ask the lender to explain the charges or rescind them, and request that the lender's response be in writing, too," Martin advised. "Everything should be writing -- your letter, the response letter and any offer to lower or eliminate the fees -- so you can have a record when you arrive at settlement."

If you aren't satisfied, don't be afraid to walk away from the loan and go elsewhere, even if you've already anted up $300 to $400 for an appraisal and credit report.

Martin says the very purpose of making borrowers pay these fees in advance is to prevent them from taking their business to a rival. To protect yourself, Martin says you should insist on paying for the appraisal and credit report at closing.

If you pay in advance and decide to leave, he says, demand copies. After all, you paid for them, so they are rightfully yours..

 

 

December 14, 2005

 


 

How to Prevent Excessive Loan Fees
by Lew Sichelman

 

Whether you are looking to finance a new house or refinance the one you're already in, you can protect yourself from being overcharged by following this list of "dos and don'ts" from the National Mortgage Complaint Center, a for-profit company which inspects loan documents for unnecessary and duplicative lender fees prior to closing.

Do:

Check out any lender with whom you are considering doing business. Check with your local better business bureau, consumer affairs agency and the state agency which supervises the mortgage business. Find out if any complaints have been lodged against them, the nature of the complaints and how they were resolved.

Ask each lender to give you a quote that includes not only the interest rate but also all the fees associated with the mortgage. And make the request before allowing them to run your credit report. You should be honest about how good or bad your credit history is, but you should not have to pay for a credit report or anything else in advance of obtaining a quote and actually making a formal application for a mortgage.

Remind the lender that he is required by law to provide a Truth in Lending statement and a Good Faith Estimate of your closing costs within three days of applying for the loan. Don't just remind the lender, though, but also inform him that you expect him to comply with these federal regulations. No excuses.

Confirm in writing whether you will be paying the broker twice, once in the form of an origination fee and again in the form of a "yield spread premium." YSPs are back-end fees which are paid by the funding lender to the broker for landing customers willing to pay a higher interest rate.

There are reasons why a borrower might be willing to pay more. You might want to roll the closing costs into the loan amount, for example, or you might want to borrow more than the house is actually worth. But you also have a right to know if the broker is double-dipping. According to Thomas Martin, president of the National Mortgage Complaint Center, "yield spread premiums are the number one source of overcharges in the mortgage industry."

Also confirm whether or not the loan you are seeking comes with a prepayment penalty for paying off the mortgage early, typically within the first three years.

If the lender is unwilling to make either of these two disclosures in writing, Martin strongly suggests that you "find another mortgage lender."

Have NMCC or some other reliable but also independent third party review the loan documents for possible overcharges or unjustified fees. The complaint center charges $45 for a narrative report detailing the fees it finds excessive.

Don't:

Do not be swayed by slick TV and radio ads. Some may be from legitimate lenders, but many are from companies which act as nothing more than middlemen who charge lenders for sending them "leads." Do your own homework.

According to Martin, "These middlemen frequently get huge fees for sending the borrower to the most expensive lenders, with the net result being, you end up paying more money."

Do not be fooled by offers that sound too good to be true. If it sounds too good to be true, it usually isn't true at all.

Do not sign any papers in which the blanks are not completely filled in or crossed out. And don't be talked into fibbing on your loan application by someone who says "everybody does it." It is illegal to falsify loan documents.

Don't go with the builder's in-house lender just because it is convenient to do so. Compare what the builder is offering to the rates and fees other lenders charge. His may or may not be the best deal, and sometimes the builder will sweeten the pot to gain control over the entire transaction.

But remember, builders who also act as lenders are earning the same fees -- or maybe higher fees -- that other lenders charge. Martin, who has reviewed thousands of transactions on behalf of borrowers, says some of the highest charges he's seen come from builders acting as mortgage brokers.

Do not allow yourself to be forced into closing the loan if you don't understand all the terms or if the terms don't match what you were told in the beginning. Give yourself some leeway – at least several days – between closing on the mortgage and moving into the new house so that if something isn't satisfactory, you won't be stuck with a loaded moving van and a car full of screaming kids waiting to get into their new digs.

Realize that both the lender and the seller have just as much incentive to close as you do. So if something isn't right, stick to your guns. Make one of them flinch first.

 


 

 


 

Homeowners Beware Of TV/Internet Mortgage Services and National Mortgage Referral Services (Press Release)

by Mike Adams, the Health Ranger, NaturalNews Editor

According to a just released report by the National Mortgage Complaint Center, homeowners wishing to finance or refinance their homes should consider steering clear of any mortgage service/mortgage referral service that promotes itself on TV or the Internet as a way to get mortgage firms to fight for their business, or as your helpful way to "get rid of debts or credit card bills".

According to the report, in the vast majotity of cases inspected, the lenders that would fight each other to give the homeowner "the best possible deal", were in many cases the very same lenders that have a reputation for gouging or over charging consumers nationwide (one lender that came up very often as a "competitive lender" is under investigation by numerous state attorney general's for gouging consumers). According to Thomas Martin, President of the National Mortgage Complaint Center, "this could be the biggest case of individual or massive fraud in US History, because the homeowner does not know who/what they are dealing with. In many to most cases studied, the Internet mortgage lender/ mortgage referral service appeared to be getting the most money out of the homeowner in fees, or in excessive interest rates". As a solution Martin suggested, "keep it local, deal with people you know, or deal with companies that have been around for a while".

Martin went onto say that his "biggest worry is mortgage firms promoting exotic interest only mortgage products that have starting interest rates as low as 1.5 percent to 2 percent", "or mortgage firms that charge excessive interest rates using the excuse that its better than paying for a huge credit card bill". "At some point reality will set in, and homeowners will realize that they received a mortgage interest rate that was much higher than what they deserved/could have received, the homeowner will realize that the mortgage lender's fees were excessive, and or the homeowner will be put in a position; no longer able to afford his/her mortgage payments". As a result Martin predicts a huge new wave of forclosures starting sometime early next year. While Martin claimed to have identified a few honest companies on the Internet/TV, he indicated that the majority should not be trusted with something as important as a home loan or the largest financial transaction in a typical persons life. At the same time Martin pointed out, "without federal laws that level the disclosure playing field between Mortgage Brokers & Mortgage Bankers regarding a kickback scheme called a yield spread premium", "the consumers have no chance of getting a fair or fully discosed deal". Currently banks and mortgage bankers are not required to disclose a kick back for increasing the borrowers interest rate, while mortgage brokers must disclose it. Martin attributes this un-even playing field to campaign "contributions" from banks & mortgage bankers to the US House & Senate Banking Committee Members along with the current and previous federal administrations.

Martin indicated; "most disturbing of all; the working class, the elderly and or minority groups are the most vulnerable to the Internet mortgage referal service or TV ads that say "we can help you", or "we can send you $10,000 right away to pay off your debts", or "we can get 25,000 banks to fight to the death over your mortgage". According to Martin it would be more correct for these lenders or mortgage referral services to say; "Call us so we can help ourselves to your home's equity, or call us so we or our friends can rob you blind". Martin also expressed a deep concern that these same types of companies force appraisers to come up with unrealistic valuations to qualify a medium, or low income borrower, for a home loan they cannot afford. Martin described this type of appraisal fraud as a "train wreck waiting to happen", and he indicates inflated appraisals are happening at historic levels nationwide.

If you think you have been a victim of being gouged in an TV/Internet mortgage transaction or by a mortgage referral service you should contact the National Mortgage Complaint Center for a thorough review of your documents. The National Mortgage Complaint Center web site is located at http://NationalMortgageComplaintCenter.Com/.

If you have information as a current or former employee of a mortgage origination TV/Internet operation or a mortgage referral service that took advantage of consumers, or if you are an employee of an appraisal service that was forced to provide false valuations on bank or a mortgage lender's orders, you are also encouraged to contact the National Mortgage Complaint Center.

 

2004---Mortgage Bait & Switch

Borrowers Beware Of Bait & Switch

 

According to the National Mortgage Complaint Center, the number of fraud cases in the mortgage has increased over the recent years. Mortgage companies have been using false documents and getting them signed by borrowers. Many of them have even charged high interest rates and borrowers have been making such high interest payments due to lack of awareness on recent market trends.

It is found out that an average homeowner in the United States has to pay $1250 more in sub-prime mortgage industry. Sub-rime mortgage are offered to high risk borrowers who may have been rejected by other lenders. In recent years this industry has seen a considerable growth with a lot of consumers getting qualified for this loan. Consumers who face difficulty with the credit market are generally availing this loan. But, this growth has simultaneously given rise to predatory lending affecting the most vulnerable lenders. This kind of abusive lending is generally directed to the lower income and minority borrowers. Generally the elderly homeowners with reduced incomes become the target of these sub-prime home equity lenders as they often have considerable amount of equity in their homes. The most harmful practice begins with a loan based on the home equity rather than on borrower's ability to repay. These borrowers often fail to repay and the lenders acquire the borrower's home equity and ultimately the borrower loses his home through foreclosure or by signing a deed to the lender in lieu of the foreclosure. There are some other kind of abusive practices which are illegal under various federal or state laws.

Considering the growing rate of predatory lending in the mortgage industry, the National Mortgage Complaint Center has decided to have an audit service for protecting homeowners from abusive lending practices. But borrowers should also be aware of such unlawful activities and keep themselves away from such lenders.

Borrowers should consider some preventive measures to protect themselves from predatory lenders. They should not go by the rates that lenders often advertise. These rates are in fact, much lower than the actual fees charged by such lenders. The lenders advertise such low rates just to lure consumers so that they can approach them for loans.

Borrowers should demand a written copy of the fees that they keep paying to the lender on a monthly basis. This is because lenders often provide an estimate of fees at closing and later they charge higher fees pretending that they have forgotten to include these charges. But keeping the proofs of such documents will help borrowers in case of any discrepancies in the mortgage process.

If there is a rise in rate in the market during the time period between the application and closing, the lenders charge higher rate to borrowers. On the other hand if the rate falls downwards, the lenders try to ignore it and the borrowers are deprived of the advantage of the lower rate. So, the borrowers should monitor the market during this period.

The borrowers should try to keep a track of all the documents involved during the process and ask for proper clarifications wherever they have a doubt. Going this way will minimize the problems of being cheated by the mortgage companies to some extent. The borrowers should try to consult an Attorney or a professional known to the borrower and get the documents verified by them.

 

 

 

 

 




 PR News Now 
Consumer Alert Home Builders Create Mortgage Monopoly Building Standards Also Questioned


 Newsweek
Money: Read the Fine Print - Newsweek: Tip Sheet Money - MSNBC.com


A second set of eyes - Closing-cost maze spawns document-review services



Appraisal fraud: your home at risk


The Los Angeles Times

A good watchdog can take a bite out of lender's junk fees



SFGate.com
TAKING OUT THE GARBAGE / The average mortgage borrower pays $1250 ...



American Mortgage Info
Mortgage SOS (Second Opinion Service) Could Save Borrowers Thousands on Home Loans


Mortgage Industry May Owe Homeowners Billions For Overcharges.
Millions of U.S. homeowners have been cheated or overcharged by mortgage lenders when financing or refinancing their home a new survey/study finds.

 


"Thomas Martin is unyielding in his efforts to abate illegal mortgage lending practices. Without Michael I would have never known about questionable practices of mortgage brokers in lockstep with mortgage lenders."

Catherine Anderson, Attorney At Law
homeowne
r
 


Don't finance or refinance before you call us.


 
Have a complaint or mortgage problem?



Call
for a
free consultation.



Report
turn around time
 48 hours
or less






National Advocacy Group for Consumer Protection and Corporate Fair Play
 
 

www.designbypepper.com