We have saved thousands of homeowners
millions of dollars with our straightforward approach over the last
decade. Our Mortgage Document Inspection Report Service has been
featured Newsweek Magazine, Money Magazine, Good Housekeeping Magazine,
The New York Times, CBS Market Watch, CNN Money, The Los Angeles Times,
and numerous other publications, or media outlets. For more
information call us anytime at 866-714-6466
OUR MORTGAGE DOCUMENT INSPECTION REPORT
Our Mortgage Document Inspection Report is specifically designed to make
certain a homeowner or home buyer is getting the best possible mortgage
product. It is focused on the interest rate being offered along with the
costs the lender is charging for the mortgage. All US homeowners
wishing to refinance their home or home purchasers attempting to buy a
home who have good to extremely good credit are strongly encouraged to
take advantage of the Mortgage Document Inspection Report because of the
potential for cost savings and the peace of mind in knowing you were not
overcharged. On average we save a homeowner about to refinance, or a
home buyer about to purchase a home hundreds of dollars or more.
What We Do
For individuals about to finance or refinance their home, we will
thoroughly examine your Good Faith Estimate & Truth in Lending Statement
and provide written suggestions or opinions related to your proposed
mortgage type, the interest rate you are being offered. Our
mortgage refinance or finance report and analysis will pay particular
attention to the costs you are being charged.
Our written Mortgage Document Inspection Report pays particular
attention to the following:
Our Mortgage Document Inspection Report will address the pro's and
con's of the mortgage product you are being offered. Is there a
better type of mortgage product out there than the one you are on
the verge of getting? As an example, our report will document
the cost savings between a 30 year fixed rate mortgage versus a 15
year fixed rate mortgage.
If we feel like your lender has inflated
your interest rate over the market, we will document it in the
report and we will show you what your mortgage payment including
principal and interest should be versus what you are being offered.
If we can document the fact that the rate you are being offered is
an eighth of a point, or a quarter point over market in interest
rate charges, this could save you thousands of dollars over the life
of the loan. If we feel like the mortgage interest rate you
are being charged is fair, we will tell you so. If we feel
like the interest rate you are being offered is unfair, we will say
so, and we will recommend other mortgage lenders or banks.
Our mortgage document inspection
pays close attention to every fee listed on your Good Faith Estimate
in relationship to your proposed refinance or home purchase
mortgage. If you are being charged too much our report will
document the over charge.
Our Mortgage Document Inspection is a
narrative written report that details everything we like, or do not
like about your proposed mortgage. Our Mortgage Document
Report is designed to save you money and it is designed to give you
peace of mind with respect to the mortgage or costs associated with
the mortgage you are being offered. Typically the consumer
shares our report with their lender and gets a better mortgage
product, lower fees or both.
What We Need From You:
We start this process with a phone interview with you involving what
your mortgage objectives are, your credit worthiness, & other basic
information we need to do a thorough report for you. In order to
complete the report we need the following:
A brief telephone interview so we can
try to understand a little about you, your credit history, and what
your goal is with respect to the mortgage, or refinance.
A copy of your Good Faith Estimate
A copy of your Truth in Lending
If you are using a mortgage broker, we
need a copy of their Work Sheet
What does this service cost?
charge $95.00 for this service.
This is all about saving you money and helping you discover
if you are
being over charged!