Services

Don’t Finance Or Refinance Your Home Without Our Mortgage Document Inspection & Review – Don’t Get Cheated or Overcharged.

We have saved thousands of homeowners millions of dollars with our straightforward approach over the last decade. Our Mortgage Document Inspection Report Service has been featured Newsweek Magazine, Money Magazine, Good Housekeeping Magazine, The New York Times, CBS Market Watch, CNN Money, The Los Angeles Times, and numerous other publications, or media outlets.  For more information call us anytime at  866-714-6466

OUR MORTGAGE DOCUMENT INSPECTION REPORT

Our Mortgage Document Inspection Report is specifically designed to make certain a homeowner or home buyer is getting the best possible mortgage product and interest rate. Our inspection focuses in on the interest rate being offered along with the costs the lender is charging for the mortgage. 

What We Do

For individuals about to finance or refinance their home, we will thoroughly examine your Loan Estimate and Closing Disclosure Form and provide written suggestions or opinions related to your proposed mortgage type, the interest rate you are being offered and the fees you are being charged.  Our mortgage refinance or finance report and analysis will pay particular attention to the costs you are being charged

Our written Mortgage Document Inspection Report pays particular attention to the following:

• Our Mortgage Document Inspection Report will address the pro’s and con’s of the mortgage product you are being offered. As an example, our report will discuss the suitability of a 30 year fixed rate mortgage versus a 15 year fixed rate mortgage or an adjustable rate mortgage.

• If we feel like your lender has inflated your interest rate over the market, we will document it in the report and we will show you what your mortgage payment including principal and interest should be versus what you are being offered.   

• Our mortgage document inspection pays very close attention to every fee listed on your Loan Estimate and Closing Disclosure Form in relationship to your proposed refinance or home purchase mortgage.  If you are being charged too much our report will document the over charge.

• Our Mortgage Document Report is designed to save you money and it is designed to give you peace of mind with respect to the mortgage or costs associated with the mortgage you are being offered.  Typically the consumer shares our report with their lender with the goal they receive lower fees, a better interest rate or both. Turn around time for our mortgage document inspection is 48 hours, or no more than two business days.

  
What We Need From You:

We start this process with a phone interview with you involving what your mortgage objectives are, your credit worthiness, & other basic information we need to do a thorough report for you. In order to complete the report we need the following:

• A brief telephone interview so we can try to understand a little about you, your credit history, and what your goal is with respect to the mortgage, or refinance.

• A copy of your Loan Estimate and Closing Disclosure Form

What does this service cost?  
     We charge $135.00 for this service. 

This is all about saving you money and helping you discover if you are being over charged!